For credit unions · creditunionrepo.com

Repossession,
the credit union way.

Your delinquent borrower is still your member — and probably your neighbor. Since 1993, credit unions across our footprint have trusted RCI to recover collateral firmly, respectfully, and with documentation that satisfies examiners and boards alike.

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33 yrsserving community lenders

4 statesdirect — nationwide by vetted network

100%of units photographed & documented

★ 4.9Google rating — including vehicle owners

A repossession your member won't hold against you.

Most agencies treat every unit the same. We know a credit union repo carries a member relationship, an examiner's eye, and a community reputation — so our process is built for all three.

Member-first fieldworkAgents trained to de-escalate, not provoke. No confrontations in driveways, no scenes at workplaces — the member experience reflects on your brand, and we treat it that way.

Examiner-ready documentationTime-stamped photos, condition reports, chain-of-custody, and property inventories on every unit — packaged so your compliance officer and NCUA examiner find nothing to flag.

Easy redemptionsWhen a member catches up, we make redemption and personal property return simple and dignified — documented appointments, clear fees, no runaround.

Straight answersYour collections team gets a direct line and honest ETAs — not a voicemail box. The same customer service we built our name on since 1993.

Board-friendly pricingClear per-unit pricing with no surprise fees — easy to budget, easy to defend in a board packet.

Full life-cycle, one vendorSkip tracing, recovery, storage, transport, locksmithing, and remarketing through our online auction — one accountable vendor from charge-off to sale proceeds.

Built for your examiner file.

Every order closes with time-stamped condition photos, chain-of-custody records, a personal property inventory, and clear storage accounting — one PDF-ready package your compliance officer can drop straight into the loan file.

✓Assign via our online intake form, email, or your existing platform

✓Member vehicles handled with care — no scenes, no shortcuts

✓Simple redemptions & personal property appointments for members

✓Licensing & insurance documents provided

✓Remarketing & online auction options when the member doesn't redeem

Repossession,the credit union way.

A repossession your member won't hold against you.

Built for your examiner file.

Put us on your vendor list.

Repossession,
the credit union way.